Industries / Credit and Lending

The Problems

Credit checks are time consuming and labour intensive for the applicant

Data is often unverified and can be inaccurate

Checking credit and lending eligibility manually is expensive and labour intensive for the lender

The Solutions

View categorised financial history for instant oversight on applicants credibility for a much accelerate application process

Only view verified financial data for deep and varied financial insights

Access to our dashboard to automate credit decisioning by setting up rules that will automatically pass or fail applicants

Let applicants verify their bank account through bank level security for a fraud proof user journey

Products

Customer onboarding

On board customers in seconds using real time verified banking data. Instantly confirm account ownership and spot risk identification.

Account verification

Onboard customers in seconds using real time verified banking data. Instantly confirm account ownership and spot risky customers.

Affordability checks

View verified financial data to check customers’ affordability. Offer bespoke lending solutions based on customers financial history.

Account monitoring

Monitor your customers’ bank accounts to guarantee the financial safety of your customers. Get deep and varied insights on customers to guarantee appropriate spending.

Merchants Onboarding

Improve onboarding by linking users’ bank account using their login credentials. Authenticate and validate the owner of any account and streamline your KYC processes.