The Next Generation Payments & Data Company Hello
Open Finance infrastructure for instant bank connectivity. Offering the latest payments and financial data services for your customers.

Initiate payments online with our Pay Link and request to pay from any device instantly. Generate payments offline through QR codes.
Instant Payments
Ecospend initiates payments that flow directly from one account to another. Accept real time payments at a fraction of the cost of cards. Kill chargebacks and minimise fraud.
QR CODE
Scan the QR code to try our online payments for yourself. Make a £1 donation to XXX.
We help Merchants to accept fast payments
and save up to 80% vs card payments
HMRC
We are the Open Banking provider to HMRC
“This is the first embedding of Open Banking within a government in the world. The first tax authority to launch Open Banking and reap the benefits. No hybrids here, this is the first.”
Simon Lyons, Head of Ecosystem Engagement at Open Banking.
Bank Data insights
Enrich your customer’s financial insights with instant account categorisation. On board customers in seconds. Verify your customers’ account balance, expenditures and income.
Industries
Ecommerce
Speed up your customer’s checkout journey with seamless bank to bank payments. Eliminate chargebacks and minimise fraud.
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Media
Allow digital payments from a printed page via our QR codes. Offer a seamless subscription checkout journey at a fraction of the cost of cards. Explore
Wealth tech & Crypto
Accelerate account funding and minimise your conversion rate costs. Access to bank data to make informed loan decisions. Explore
Credit + Lending
Carry out real time affordability checks on
customers using validated financial data.
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iGaming
Let your customers fund their accounts and withdraw instantly. Carry out KYC and affordability checks in seconds for responsible gaming.
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Digital Banking and PFM
Onboard your customers in seconds. Aggregate all your bank accounts in one place for deeper insights into your spending habits. Move money from account to account for instant transfer of funds. Explore
PropTech
Tenant Referencing: Deeper insights. Check your tenant in seconds. Allow tenants to make bank to bank payments for deposits, first-month rent and recurring payments.
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Utilities
Send out payment requests via any messaging service with a link to the checkout journey. Provide in store or off the page static QR codes to request low cost open banking payments. Allow your customers to make bank to bank payments and recurring payments. Explore
In-store payments & soul traders
Use our White-Label app to request money via a link or QR code through our instant bank payments. Let your customers pay you instantly without the need for cards or any hardware.
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What to look for when you select your Open Banking Partner
| Clients: in place and delivering live volumes at scale |
| Reach: connections across the banking ecosystem |
| Technology: proprietary technology and no legacy systems |
| APIs: direct API connections and no third party dependencies |
| Integration: quick and simple integration |
Ecospend’s Bank Connection
Our API documentation
def my_function(fname): print(fname + " Refsnes") my_function("Emil") my_function("Tobias") my_function("Linus")
function my_function($fname){ echo $fname . " Refsnes"; } my_function("Emil"); my_function("Tobias"); my_function("Linus");
function my_function(fname){ document.write(fname + " Refsnes"); } my_function("Emil"); my_function("Tobias"); my_function("Linus");
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