The Next Generation
Payments & Data Company

Open Finance infrastructure for instant bank connectivity. Offering the latest payments and financial data services for your customers. We are the open banking provider to the UK Government.

Instant Payments

Ecospend’s next generation payments flow directly from one account to another. Accept real time payments at a fraction of the cost of cards. Kill chargebacks and minimise fraud.

Recent News

HMRC extends open banking payments to nine further tax regimes
Global Goverment Fintech
Our Pay by Bank technology is now live across 9 more HMRC tax
regimes, including Capital Gains Tax, Stamp Duty Land Tax,
Machine Games Duty and Class 1A National Insurance.
Toolstation taps Ecospend Open Banking payments technology
Retail Tech Innovation Hub
Toolstation, one of Europe’s leading retailers in tools and
building materials, partners with Ecospend to bring open banking
technology to its ecommerce offering.
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We initiate seamless online payments that can save
merchants up to 80% on their interchange fees

We are the Open Banking provider to HMRC

“This is the first embedding of Open Banking within a government in the world. The first tax authority to launch Open Banking and reap the benefits. No hybrids here, this is the first.”

Simon Lyons
Head of Ecosystem Engagement at Open Banking.

Bank Data insights

Get deep and varied insights into verified financial data to offer customers bespoke financial solutions and digitise onboarding and KYC processes.

What to look for when you select your Open Banking Partner

Delivering live volumes at scale

High volume of API calls from our clients including the HMRC

Quick and simple integration

Full setup and seamless integration within a week

Connections across the banking ecosystem

We have full UK bank coverage

No third party dependencies

We have our own proprietary technology

Industries we serve

Credit + Lending




Digital Banking




The Utility Sector


Sole Traders








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